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  • "We are a single source of quality advice for all your financial needs."

    We believe that all people can and deserve to achieve their financial goals if they have the correct guidance, strategic advice, mentoring - and a little desire.

    One of the biggest barriers to being successful that you and your family will face today is if your Professional Advisers are not all working together towards your goals, with the same clarity and beliefs, and in unison. Your time is too short and valuable to be trying to co-ordinate your different Advisors such as Lending, Accounting, Financial Planning, Insurance and Legal teams.


    Edge Specialist Advice Network is the formation of Specialist Professional Advisors and services, that work together collaboratively to ensure our clients are given the best possible chance of achieving their goals for themselves, their families and their businesses.


  • Video Interview

    This is the first of a series of interviews from Scott Butler who is a financial planner and property investor himself. In this video Scott answers some of the many financial questions asked by first time property investors and questions even the seasoned property investor is stumped by.

    Our professional network provides our clients with advice from industry experts to assist them in making educated property investment decisions.
    Video Interview
    Seminar Series
    NEWSLETTER

    Market Update   Reports

    Latest Market Updates

    Interest Rates drop 2.5 bp ...

    Read More

    Places with high growth ...

    Read More

    House Prices set to rise ...

    Read More
    Read our Special Reports SMSF Loans AMMC - Case Study Negative Gearing
  •           Your Team

      Scott Butler                   Peter Marks                 Cameron Stevenson 

    Senior Financial Planner

    Relationship Manager

    Structuring Specialist

      Chris Sykes                  Bob McIntosh                 Jenni Whyte
    SMSF Compliance
    Senior Broker

    Finance Strategist

     Selena Park                   Lorraine Harman
    Chief Financial Officer

    Business Tax Analyst

  • NEWSLETTER SIGNUP

    You will enjoy regular information from our specialist team covering investment property strategies, financing hints & tips, Self-Managed Super Fund investments, family asset protection, direct equities updates and much much more!

    Life is a family sport. Give yours an EDGE!


    Regards,

    The Edge Specialist Advice Network Team

  • The Seminar Series

    Edge Seminar Feb 2nd, 2015

    Winners & Losers of the Stock Market

    Discretionary spending may be on the decrease with the tightening of the new Budget - will it crash brands such as JB Hi-Fi and The Just Group, or will we still buy that $30 DVD that we don't really need?

    The Future & The Budget

    What is likely to change for Australian's in the future? There's currently no Capital Gains Tax on your principal place of residence - but how long will it be until this comes into the forefront of the Government's mind?

    The Budget Impacts of Superannuation & Retirement

    What has the 2014-15 Budget changed about Superannuation & Retirement? The Government has started the conversation about changing the age of release - but what parts of your retirement strategy do you need to change? Scott Butler discusses this and challenges the audience to not be a recipient of the Age Pension

    Property & Growth

    "The housing market, in general, has room for further growth" Property growth is here to stay but, not for all postcodes. Learn the possible safe spots to invest in.

    Risks in the Economic Environment

    Scott discusses the risks that he thinks will be increased with the new Budget. What will happen with inflation? What about the unemployment rate?

    Government Programs & The Budget

    Were you thinking about signing up to the First Home Savers account? Too late! It's been axed by the Government. Find out what other programs have been given the chop and others who will live to see another day.

    Finance & The Budget

    What may happen in the finance and lending industry now that the 2014-15 Budget has been released? Will there be a limit on LVR? Are 95% loans going to be a thing of the past? Scott Butler of the Edge Specialist Advice Network shares his thoughts.

    ASX & The Budget

    The Australian Stock Exchange. The value of the ASX may be stretched, so why do investors keep buying them?

    Asset Allocation & The Budget

    With the 2014-15 Budget announced, Scott Butler discusses what assets you must have in your portfolio - and which should be inside your superannuation.


    Cross Securitisation

    What is cross securitisation?
    Who benefits from it?

    The new Credit Scoring System in Australia

    An excerpt from Scott Butler's presentation

    Winners & Losers of the 2014-15 Budget

    Cameron Stevenson of acumen Accounting & Business Services discusses who will likely benefit and who may fall as a result of the Federal Budget.

  • Our Location

    The Edge Specialist Advice Network.

    470 Ruthven Street,
    Toowoomba, 4350.
    Telephone: 07 46 339 888
    E-mail: info@edge.net.au

    Contact Form

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  • Privacy Policy

    EDGE (AUST) PRIVACY POLICY

    At Edge (Aust) Lending Solutions, we understand that the details you provide us are private and personal. It's important that you feel secure whenever you deal with us. It's also important that you understand how we protect your privacy, as the manner in which we may use your details. As such our procedures relating to personal information are designed to ensure that you are fully protected under Australian privacy laws.

    Please note that when using this website or by registering with us, you consent to the collection, use and disclosure of your personal information in accordance with this Privacy Policy which directs that such information is handled sensitively, securely, and in accordance with the National Privacy Principles as set out in the Privacy Act (Cth) 1988.

    What do we mean by 'personal information'? We collect and store the following personal information: ◾ Personal contact details ◾ Income and expenditure statements ◾ Asset and liability statements ◾ Your requirements from a mortgage and a needs analysis. We will also collect personal information when you submit queries to us through our website. This is so that we can reply to your queries or requests for service.

    Why we collect your personal information The main reasons why we would collect personal information about you is to assess your financial and credit position when you apply for a service from us. The information you submit or send electronically is received by our network and stored in our database. In sending us the application, you accept that you have granted us consent to use any personal information within our organisation for the purposes we prescribe including responding to your queries, re-publishing information on our site, and compiling our databases and research for marketing purposes.

    We use this information for the purposes of providing you with a range of mortgage products, which may suit your finance situation and personal requirements and reply to your queries or requests for service. We may contact you in the future to communicate information about our products and services to you, or for our internal administrative, marketing, planning, product development and research requirements. The details you give us may be used to inform you about any special offers we think will be of interest to you, and to update you on new products and services or changes to our website. We may also send you details of offers or services provided by our business partners and related Edge (Aust) Lending Solutions entities. You may at any time choose not to receive these communications. Doing so will not cost you anything, and we will aim to ensure you stop receiving any unwanted communications as soon as possible. How do we collect your personal information? We aim to collect your personal information directly from you. If for some good reason, we are unable to do so, we may involve another organisation. For example, we may need to request a credit report from a credit reporting agency when you apply for a credit facility. Before doing so or prior to collecting the information we need, we will inform you of the type of organisations we intend to disclose your personal information to. Why will we disclose information to another organisation? At Edge (Aust) Lending Solutions, we want to provide our customers with the very best products and services. At times, we may partner with another organisation to support the products and services we offer (for example, telecommunications services). In these situations we will need to share the personal information you have given us. In certain circumstances we may be compelled by law to disclose your personal information to various authorities. For

  • The Edge Group

    We believe that all people can and deserve to achieve their financial goals if they have the correct guidance, strategic advice, mentoring - and a little desire.

    One of the biggest barriers to being successful that you and your family will face today is if your Professional Advisers are not all working together towards your goals, with the same clarity and beliefs, and in unison. Your time is too short and valuable to be trying to co-ordinate your different Advisors such as Lending, Accounting, Financial Planning, Insurance and Legal teams. Edge Specialist Advice Network is the formation of Specialist Professional Advisors and services, that work together collaboratively to ensure our clients are given the best possible chance of achieving their goals for themselves, their families and their businesses

    "We are a single source of quality advice for all your financial needs."

  • Our Philosophy

    "In this new modern world there are many challenges such as changing legislation, uncertainty and market volatility." "The traditional model from individual industry providers, such as Financial Planners, Mortgage Brokers, General Insurance brokers, Accountants and Lawyers is broken."

    Our philosophy is that to be successful in this world all people need a plan to be safe and protected, an ongoing plan to be secure and comfortable, and a plan to invest and be wealthy. Providing certainty in an uncertain world takes on many forms, and we believe in structuring the appropriate safety nets for our clients' families, assets and lifestyle. We also know that to be successful you need sophisticated holistic advisors that can create and monitor investment plans, and give ongoing advice in relation to timing of markets regarding asset allocation and tax strategies, incorporating investments from all asset classes and sectors. Our Core values are:

    As our client, you will enjoy the ongoing, unbiased guidance and support from our team on a year round basis, covering specific aspects of your personal, family or business life.

    "For you and your family to be successful, you need a complete team of Specialist Advisers that can work closely together with one strategy, one purpose, complete with the same end goals and for one benefit only – you the client."

  • Our History

    Edge Specialist Advice Network was created in 2012 to merge existing Financial Planning and Mortgage Broking Advice businesses together with aligned specialists such as Accountancy, Business Advisers, General Insurance Experts and Specialist Legal Professionals.

    Scott Butler is the founding member of the Edge Specialist Advice Network. After years in the Commercial Real Estate & Construction Industry, Scott began his career in adult education, investment mentoring, and strategic financing advice in March 2006. This was when he was handpicked to be one of Dymphna Boholt's Financial Strategists, and assist with investment and financing strategies for her nationwide client base, who were students in her "Wildly Wealthy Women", "Ultimate Real Estate Success" & "I love Real Estate" mentoring programs.

    After years of recognising the lack of truly specific & holistic guidance and advice in the wealth creation and adult education industry, Scott set about forming the boutique Financial Planning and Mortgage Broking businesses; Edge (Aust) Financial Services & Edge (Aust) Lending Solutions in 2008. "This was really because we felt that the client experience and advice was often too concentrated in one area. For example, traditional Financial Advisers would always focus and recommend share portfolio's, whereas people aligned to the property industry would always focus and recommend real estate as the only wealth creation tool", says Butler. "Too often the recommendations from these Advisers were aligned with their remuneration, or their lack of education for other strategies."

    Expanding on this desire for a truly holistic service to his clients led Scott to seek out specialist Accountants, Lawyers, Business Advisors & General Insurance Agents to work under the aligned banner of Edge Specialist Advice Network. "I wanted to make sure that we could provide outstanding advice that covered all areas of investment asset classes, including real estate, businesses, shares and cash options. Along with that, our focus is on the family as a strategic unit, where we apply our philosophies of well thought out estate planning, assets protection and risk cover insurances." Edge Specialist Advice Network has hundreds of clients in every corner of the country, and is expanding across the eastern coast of Australia.

  • Our Community

    One of the strong beliefs that we have at Edge Specialist Advice Network is in continual strategic community support, via our

    Recent Charitable Events:

    St Vincent's Community Sleepout!

    In the late June 2013, Edge's very own Scott Butler took part in the St Vincent's Community Sleepout! Scott endeavoured to raise $600 to help raise awareness and much needed funds to support the work of St Vincent's multiple projects combatting homeliness. Scott was able to go above and beyond is goal and raised a total of $810. Many thanks goes to all those who donated!

    Work experience Placements:

    Here at Edge (Aust) Specialist Advice Network, we love having the opportunity to show students what it's like to work in the Financial & Mortgage Lending Industry. If you think this is an industry that could be a career for you, send us an email at admin@edge.net.au and we can organise the appropriate arrangements with your school

    Local Sponsorship:

    Have an event or sports team that needs sponsorship? Why not enquire at admin@edge.net.au we can discuss how we can support your team or event!

  • Our Mission

    "To be the Senior Adviser in your professional team, combining our skills and networks to create specific investment plans for your family or business, whilst matching your goals with comfort levels."

  • Testimonials

    Geoff

    Working with the Edge Group has given me..

    Carol

    Working with the Edge Group has given me..

    Daves Success Story

    Working with the Edge Group has given me..

  • Edge (Aust) Lending Solutions

    We specialise in helping clients build multiple property portfolio's using creative financing, tax effectiveness and asset protection. Our team also have specialist accreditations to advise on Self-Managed Super Fund lending and Reverse Mortgages.

    One of the biggest barriers to being successful that you and your family will face today is if your Professional Advisers are not all working together towards your goals, with the same clarity and beliefs, and in unison. Your time is too short and valuable to be trying to co-ordinate your different Advisors such as Lending, Accounting, Financial Planning, Insurance and Legal teams.

    Edge Specialist Advice Network is the formation of Specialist Professional Advisors and services, that work together collaboratively to ensure our clients are given the best possible chance of achieving their goals for themselves, their families and their businesses.

  • Edge (Aust) Financial Services

    Life is full of opportunities but also many challenges !

    The world of finance and investment has become a very complex place, full of options but also regulations. You need and deserve tailored, specific advice, which will guide and assist yourself, your family or your business, towards financial independence and certainty. Our philosophy is that to be successful in this world all people need a plan to be SAFE and protected, an ongoing plan to be SECURE and comfortable, and a plan to INVEST and be wealthy. Edge (AUST) Financial Services is a full service advice practice specialising in holistic individual, family and business advice.

    As our client, you will enjoy the ongoing, unbiased, guidance and support from our team on a year round basis, covering all aspects of your personal, family or business life.

  • Edge Specialist Advice Networks' Accountants

    Our aligned specialist Accountancy Firm (Acumen Accounting & Business Services), work together with Edge Specialist Advice Network so that clients can enjoy advice that is seamless, specific and in synchronisation with all the other financial services clients require on a day to day basis. The key to outstanding results for clients is to have all Advisers working together towards one specific client goal, in the same manner and with the same beliefs.

  • Scott Butler

    Senior Financial Planner

    As the founder for Edge (AUST) Financial Services, Scott Butler has a wealth of experience in helping families and individuals articulate and then achieve their financial objectives.

    Scott combines strategic abilities with a practical focus, to provide clients with advice that helps them achieve both short term and long term goals. Scott has been a successful investor over the past decade, and continually utilises and applies the strategies that he teaches and advises to his clients within his own portfolio. I short; he puts his money where his mouth is, and talks the talk but also walks the walk.

    The value-added consulting Scott provides covers the gamut of financial services: financial planning, tax strategy, asset protection, Self Managed Super Fund investment, financing strategies, business marketing strategies, real estate investment, business succession planning and estate planning.

    "We have specifically sought out specialist Lawyers, Business planning & structuring specialist Accountants, and General Insurance agents to be added to the network of professionals to add value to our clients' experiences and results. The network team of Advisors we have created is testament to our philosophy that our clients deserve and receive the best care and advice."


    Scott's professional qualifications are:


    • Diploma of Financial Services (Financial Planning)

    • Diploma of Financial Services (Mortgage Broking)

    • Certified Credit Adviser

    • Australian Credit Licence # 405168

    • MFAA Full Member 51192

    • Full Commercial Real Estate Licence # 3358811

    Scott also heads up the strategic investment committee for Edge (AUST) Financial Services, along with personally conducting the internal training for the other Advisers and staff, ensuring that the whole practice stays focused and up to date with the changing investment and legislative environment.
    "I actually love going to the gym and training Thai Boxing for fitness." Scott states. His biggest achievement personally is that he is a happily married family man. His business achievement is building Edge (AUST) Financial Services. His long term goal is to form a charitable Financial Education school for troubled teenagers, to help give them practical money skills to achieve better outcomes for their lives.

  • Peter Marks 

    Business Relationship Manager

    Peter Marks is the newest member of the Edge (AUST) Financial Services team and will fulfil the role of Business Relationship Manager.

    Peter boasts over 25 years' experience in various roles in the financial planning world including; a Collector Agent, AMP Life Insurance Agent and owning his own Financial Planning practice for more than 20 years', which was one of the leading Rural Australian Practice, over that time.

    To add to his versatile and impressive resume, Peter was the Planning and Development Portfolio Leader for the Toowoomba Regional Council. This role has helped nourish Peter's enthusiasm to lead Toowoomba from being a town to a city. It becomes apparent when you meet Peter that he has a strong passion for guiding clients to help achieve their financial goals and therefore family dreams. This passion is married with utilising his skills and knowledge that he has gained over the multiple decades in the financial planning industry; including retirement planning, risk covers and using various investment tools to create wealth .

    Peter's professional involvment:

    It's easy to understand that Peter's love for the evolving community doesn't stop at work. Peter's community involvement stretches as far back as his business accomplishments; his love for life is shown through his involvement in:


    • Rotaract & Rotary Clubs of Toowoomba,

    • Director of the Toowoomba Chamber of Commerce

    • Member of the Toowoomba City Church

    • The Toowoomba Tennis Association &

    • Past President of Toowoomba Downs Club.

    Peter always finds time for his four lovely grandchildren, beautiful wife, great wine selection and 'mean' motorbike collection.
    Though Peter "hung up the financial planning hat" in 2007, the love of the financial planning industry and the vital services it provides to individuals and families persuaded him back. Peter's role as Business Relationship Manager compliments beautifully with his current external position as a Specialist Commercial Real Estate Agent. These roles combined have created a powerhouse of knowledge and understanding, which enables Peter to help clients to achieve their goals, providing exclusive insight into real estate investing and investment portfolios.

  • Cameron Stevenson 

    Structuring Specialist

    Director & Partner of Acumen Accounting & Business Services.


    Cameron was born and raised in Chinchilla, where he attended both primary and secondary schooling, graduating from Chinchilla State High School in 1998 as the dux of his grade.

    Cameron's professional qualifications are:

    • CPA

    • B.Com(Dist)

    Cameron moved to Toowoomba in 1999 to commence his tertiary studies at the University of Southern Queensland. In 2001 he graduated with distinction from his bachelor of Commerce degree, with a major in Accounting, and an advanced accounting minor.

    Cameron's experience to date has largely been working with clients in the manufacturing, building, and professional services industries, he particularly enjoys working with young, entrepreneurial businesses and their owners.

  • Chris Sykes 

    SMSF Compliance Expert

    Director & Partner of Acumen Accounting & Business Services.

    Christopher grew up in Inverell NSW, he has a Bachelor of Commerce, with a major in Accounting and a minor in Finance.

    Before moving to Toowoomba in February 2004, Christopher worked in Dalby as an accountant and financial planner looking after a portfolio of small business clients. Since moving to Toowoomba he has been involved in providing accounting and business development advice to small and medium sized businesses.

    Chris's professional qualifications are:

    • CPA

    • B.Com

    • C.dec

    In June 2006 Christopher along with his partners opened Acumen Accounting & Business Services with the purpose of providing small and medium sized businesses specialist business development and management advice. Christopher specialises in business development, taxation and entity structuring advice. Christopher also has a particular interest in the area of self managed super funds.

  • Lorraine Harman 

    Business Tax Analyst

    Director & Partner of Acumen Accounting & Business Services.

    Lorraine Harman is a Certified Practicing Accountant and has a Bachelor of Business (Accounting) from the University of Southern Queensland. She has several years experience in public practice and prior to this as a Commercial Accountant in the Toowoomba region.

    Lorraine's professional qualifications are:

    • CPA

    • B.Bus

    This experience as well as the experience of her partners, provides clients with a full compliment of services to enhance their business and lifestyle.

    While employed as a company accountant and during her time in public practice, Lorraine has seen the need for small to medium sized business to have an accountant that demonstrates an interest in their business. An accountant who assists them in providing successful solutions to achieve their business goals. Lorraine is experienced in system improvement, budgeting and cashflow as well as the analysis and monitoring of small business performance.


  • Jenni Whyte 

    Finance Strategist
    Victorian Office

    Jenni has over 15 years experience as a property investor and is passionate about assisting others, whether it be clients purchasing their first home or investors on their journey of wealth creation.

    Jenni's professional qualifications are:

    • Diploma of Financial Services (Mortgage Broking)

    • MFAA Member: 151420

    • CRN: 433382

    "I enjoy being able to help facilitate the process, from application of finance through to settlement, and my clients can relax in the knowledge that support is always available. I am proud to be part of a strong team at Edge (Australia), that provides service and assistance based on practical experience and the ongoing education and training available to all staff ensures that our knowledge is not only practical but current. We offer a service to clients, that I believe, is second to none".

    Jenni is a keen tennis player and enjoys playing weekly competition and she also enjoys watching her two sons play basketball. She is a strong advocate for animal welfare and assists several groups with fund raising and support..


  • Selena Park 

    Chief Financial Officer

    Selena Park is the Managing Director of Edge (AUST) Financial Services. Selena boasts over 20 years of combined experience in the services, finance, real estate investment, commercial construction & financial services industries

    Selena's main focus is to maintain the high service standards of the practice, ensuring that client needs are met every time with the best possible result. Selena is passionate about Edge (AUST) Financial Service's mission statement: to be the Senior Adviser in your professional team, combining our skills & networks to create specific investment plans for your family or business, whilst matching your goals with comfort levels.An astute investor, Selena's passion is to see people learning how to take control of their financial situation and their personal goals.

    Selena has also spent several years working closely with Accountants, who specialise in asset protection and structuring, positioning her well to gain excellent knowledge in portfolio accumulation and complex estate planning using Discretionary/Family Trusts and asset protected vehicles.

    Selena's professional qualifications are:

    • Diploma of Financial Services (Mortgage Broking)

    • Certified Credit Adviser

    • Justice of the Peace (Qualified) # 110717

    • Australian Credit Rep # 390974

    • MFAA Full Member # 57765

    • Real estate Licence # 3236501

    Selena heads up the office internal Corporate Governance & Compliance section of the business, along with mentoring office juniors, and ensuring client care processes are maximised and maintained. "I did years of ballroom dancing when I was younger, and I guess my passion has remained with that sport. Now though with a young family and running several businesses, I grab time at the gym when I can in between family sport and other events." Her long term goal is to form a charitable Deportment & Life Skills School for troubled young women, assisting them with their self-esteem and giving them qualifications to better their employment prospects.

  • Bob McIntosh 

    Senior Broker
    Queensland Office

    “Bob McIntosh has lived and worked in Toowoomba for 30 years, and brings to the team a wealth of professional & life experience. After successfully running a retail business for 15 years, Bob decided to take his love of dealing with people and change careers. After completing his Mortgage & Finance qualification in 2008, Bob ran his own successful Mortgage Broking business for 6 years before deciding to join the team at Edge Lending Solutions. Bob’s has a specific passion in helping First Home Buyers achieve their home buying goals. “I especially love helping and guiding First Home Buyers with their first ever purchase. It is something that gives me a real buzz and a great deal of satisfaction,” says Bob.

    Bob's professional qualifications are:

    • Diploma of Financial Services (Mortgage Broking)

    • MFAA Full Member: 53832

    • Certified Credit Advisor

    Bob’s specialties include First Home Buyers, New purchases and debt consolidation. Of all Bob’s personal achievements, he believes that being happily married since 1970 and raising 3 children, along with having 5 Grandchildren are his greatest and most fulfilling. “Having raised my entire family in Toowoomba has given me a strong personal affection with the local people, and a personal interest in seeing the town grow. I feel that Toowoomba is one of Gods best kept secrets.”

    Jenni is a keen tennis player and enjoys playing weekly competition and she also enjoys watching her two sons play basketball. She is a strong advocate for animal welfare and assists several groups with fund raising and support..